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Solar Rooftop Calculator

From your electricity bill to the right solar system, its cost after subsidy, and when it pays for itself.

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At a glance

  • Sizes a rooftop system from your monthly bill or units, using typical sunshine for your state, and checks it fits your roof.
  • Works out the PM Surya Ghar central subsidy for homes: ₹30,000 per kW for the first 2 kW and ₹18,000 for the 3rd — up to ₹78,000 (10% more in special-category states).
  • Shows the monthly saving, the payback period and 25-year savings, counting panel ageing, rising tariffs and surplus units sold back under net metering.
  • Compares the monthly saving with a loan EMI, so you can see whether solar pays its own instalments.
  • Every assumption — cost per kW, units per kW, export price, tariff rise — is shown and can be changed.
  • A year-by-year chart and table of money saved, and the CO₂ your panels avoid.

Step by step

How to calculate rooftop solar for your home

  1. 1

    Choose your state

    It sets how many units each kW of panels produces where you live.

  2. 2

    Enter your bill

    Your average monthly bill (or units) and the price per unit.

  3. 3

    Add your roof area

    Optional — the shade-free area where panels can go.

  4. 4

    Read the result

    The recommended size, cost after subsidy, monthly saving and payback. Adjust the assumptions to match a vendor’s quote.

Features

Everything you need, nothing you don’t

Right size

From your bill, your state’s sunshine and your roof.

Subsidy built in

PM Surya Ghar slabs, with special-category states.

Real payback

Panel ageing, tariff rises and net metering included.

Loan check

EMI against your monthly saving.

Your numbers

Change any assumption to match your quote.

25-year view

Chart and table of savings, year by year.

PM Surya Ghar subsidy for homes

*North-eastern states including Sikkim, Himachal Pradesh, Uttarakhand, Jammu and Kashmir, Ladakh, Andaman and Nicobar, and Lakshadweep. The subsidy is for residential connections, installed by a registered vendor and applied for on the national portal (pmsuryaghar.gov.in). Some states add their own subsidy on top.

System sizeCentral subsidySpecial-category states*
1 kW₹30,000₹33,000
2 kW₹60,000₹66,000
3 kW or more₹78,000₹85,800

How much does a home solar system produce?

In most of India, 1 kW of panels produces about 3.5 to 4.5 units a day — roughly 110 to 140 units a month — more in Rajasthan, Gujarat and Ladakh, less in the cloudy north-east. So a home using 300 units a month needs about 2.5 kW, which takes around 250 sq ft of shade-free roof. Panels lose about 0.5% of their output each year and usually come with a 25-year performance warranty.

FAQ

Frequently asked questions

What size solar system do I need?

Divide your monthly units by about 120 (what 1 kW produces in a month in much of India). 360 units a month needs about 3 kW. The calculator uses your state’s sunshine for a closer figure.

How much does a 3 kW solar system cost after subsidy?

At about ₹60,000 per kW, a 3 kW system costs around ₹1,80,000; the PM Surya Ghar subsidy of ₹78,000 brings it to about ₹1,02,000. Quotes vary with panel brand, inverter and roof structure — enter yours to see the payback.

How long does rooftop solar take to pay back?

Usually 3 to 6 years for a home with the subsidy, depending on your tariff, sunshine and how much of the power you use yourself. The panels then keep saving for 20 years or more.

What happens to the units I don’t use?

With net metering, surplus units go to the grid and are credited on your bill — often at a lower rate than you pay. Change the price for surplus units to match your state’s rules.

Is the subsidy available for shops or offices?

No — PM Surya Ghar is for homes (and housing societies for common areas). Turn off the subsidy to see the numbers for a commercial roof.

Does it include batteries?

No. Most homes use on-grid systems without batteries; the grid acts as storage under net metering. Batteries add cost and are not covered by the subsidy.

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